Yes. Federal law bars a lender from calling the loan due when a relative inherits a home, so Arizona heirs can take over a parent's mortgage and keep the existing rate. Here is how the process actually works. Pillar Mortgage Group, NMLS #2700076
As of March 5, 2026, the Homebuyers Privacy Protection Act bans credit bureaus from selling mortgage trigger leads, so Arizona buyers no longer get flooded with spam calls after a credit pull. Here is what changed. Pillar Mortgage Group, NMLS #2700076
Straight answers on buying, refinancing, and selling a home in Scottsdale, Phoenix, and across Arizona, from Blake Hermann, Director of Lending at Pillar Mortgage Group (NMLS #2271358).